Cost-Of-Living Support 2026: Major Government Measures To Ease Household Burdens

You’re not alone — and honestly speaking, 2026 isn’t expected to feel much cheaper either.

That’s why the Singapore Government has rolled out another Cost-of-Living (COL) Support Package to help households manage rising everyday expenses.

This isn’t just one payout.
It’s a mix of cash, vouchers, and rebates spread across the year.

Here’s the full breakdown — no fluff.

Support Measure	What You Get (Estimated)
CDC Vouchers	S$600 – S$800 per household
COL Cash Payment	S$200 – S$400 per eligible adult
U-Save Rebates	~S$400 – S$760 per household
S&CC Rebates	2 to 4 months
MediSave Top-ups	S$150 – S$300 per person

1. 2026 CDC Vouchers: Still the Most Useful

If there’s one thing most Singaporeans actually use, it’s CDC vouchers.

And yes — they’re back again in 2026.

How much do you get

• S$600 to S$800 per household
• Given in two tranches: January and July 2026

How it’s split

• 50% for heartland shops and hawker stalls
• 50% for supermarkets like FairPrice, Sheng Siong, and Giant

How to claim

• Fully digital via RedeemSG
• Log in with Singpass, get the voucher link
• No paperwork, no queues

For most Singaporeans, this offsets groceries and meals for months — no need to overthink.

2. One-Time COL Cash Payment (Targeted Help)

This is the part many people care about most — actual cash.

How much

• S$200 to S$400, depending on:
  • Your Assessable Income
  • Your home’s Annual Value

Who qualifies

• Singaporeans aged 21 and above in 2026
• Assessable Income ≤ S$100,000
• Own no more than one property

When you get it

• Expected September 2026
• Paid via PayNow-NRIC

If you’re lower- to middle-income, this payout matters.

3. Utilities and Town Council Rebates (Quiet but Powerful)

Utilities aren’t getting cheaper — especially with carbon tax adjustments.

So this support quietly helps more than people realise.

U-Save Rebates

• Double the usual GST Voucher – U-Save
• Totals S$400 to S$760 across 2026
• Depends on your HDB flat type

S&CC Rebates

• 2 to 4 months of Service & Conservancy Charges
• Automatically offset against Town Council bills

No action needed

• Rebates go straight into your accounts
• You’ll just see lower bills

4. Seniors and the Sandwich Generation Get Extra Help

2026 places more focus on ageing and healthcare costs.

MediSave Top-ups

• S$150 to S$300 for all Singaporeans aged 21+
• Credited in December 2026

Majulah Package upgrades

• Extra Retirement Savings Bonuses
• Enhanced healthcare subsidies for those in their 50s and 60s

ActiveSG Credits

• S$100 one-time credit
• Can be used for gyms and swimming pools

Good news for seniors — and those caring for them.

5. Education and Transport Support for Families

School expenses and transport still add up fast.

Public Transport Vouchers

• S$50 vouchers
• For households with a per-capita income ≤ S$1,600

Edusave Top-ups

• Extra S$200
• For all primary and secondary school students
• On top of the usual annual contribution

Small amounts individually, but they help over the year.

Why Is This Support Still Needed?

GST has already gone up — but prices didn’t come back down.

Food, utilities, insurance, and interest rates remain high.

This 2026 package continues the Assurance approach:

• Cushion daily expenses
• Prevent a drop in real living standards
• Focus on heartland households

For most Singaporeans, this is about stability — not luxury.

Practical Advice (Don’t Skip This)

Check your eligibility

• Log in to govbenefits.gov.sg
• You might be entitled to more than you think

Use vouchers early

• Don’t wait till year-end
• Spread spending across months to manage cash flow

A bit of planning goes a long way.

Frequently Asked Questions

1. Do I need to apply for the 2026 CDC vouchers?

No. You just need to claim them digitally via RedeemSG using Singpass.

2. Will these payouts affect my taxes?

No. CDC vouchers, rebates, and COL payments are not taxable.

3. How much can a typical HDB family receive in total?

For a 4-room HDB household, total support can easily exceed S$2,000 across 2026.