Life throws unexpected financial challenges, and when you need quick funds, SBI YONO’s Instant Personal Loan is your best friend. No lengthy paperwork, no collateral—just a fast, secure, and completely digital process to get up to ₹50,000 directly into your bank account in minutes!
Why Choose SBI YONO Instant Personal Loan?
Quick Disbursal – Get funds in just 5 minutes!
No Documents or Guarantee Needed – Fully digital approval.
Low-Interest Rates (9.60% – 15% p.a.) – Affordable EMIs.
Pre-Approved Offers – Exclusive for SBI account holders.
Seamless EMI Repayment – Pay via YONO, Net Banking, or Auto-Debit.
Eligibility – Who Can Apply?
Must be an existing SBI customer (Salary/Savings Account).
CIBIL Score of 700+ (Good credit history).
Regular transactions in your SBI account.
Pre-approved offer visible on YONO App.
Documents Required
Aadhaar Card
PAN Card
6 Months’ Bank Statement
Salary Slip (if applicable)
How to Apply in 5 Easy Steps
- Download & Log In to SBI YONO App.
- Go to “Pre-Approved Loans” section.
- Select Loan Amount (Up to ₹50,000).
- Check Interest Rate & EMI Plan.
- Complete KYC (if required) & Get Money Instantly!
Interest Rates & Charges
- Interest: 9.60% – 15% p.a. (Based on credit profile).
- Processing Fee: 1% – 2% of loan amount.
- Late Payment Fee: ₹500 – ₹1000.
- Pre-Closure Charges: 2% – 4%.
- Repayment Made Easy
- Auto-Debit Facility – Never miss an EMI.
- Pay via YONO, UPI, or Net Banking.
- Boost Your CIBIL Score by timely repayments.
Final Thoughts – Your Quick Financial Solution!
Facing a cash crunch? SBI YONO Instant Loan is the fastest way to get ₹50,000 without any hassle. No bank visits, no paperwork—just a few clicks, and the money is yours!
Apply Now on SBI YONO (Link to official SBI YONO page)
Need Higher Loan Amounts? Check SBI’s Home Loan & Personal Loan options for bigger financial needs!